Job Opportunity: Mortgage Loan Processor

Location: BGC, Taguig City, Metro Manila

At the core of our business ethos is the commitment to delivering the strongest value proposition to our Finance & Mortgage Broker and Adviser partners. This principle underpins everything we do and allows us to provide maximum value to those who align with us. This is where you come in.

Salary and Benefits:

• Salary: Up to ₱38,000 per month (commensurate on exp)
• Immediate start | 1-day WFH, 4-days office
• Benefits include:
• Modern office environment in BGC, Taguig
• Free coffee and lunch allowance
• HMO coverage starting Day 1 (including dependent)
• Supportive team culture with room for growth

NON-NEGOTIABLE SKILLS:

• Strong understanding of loan structures and lender servicing
• Assessing the borrower’s funding position for a property purchase
• Analysing and researching bank policies and credit policies for lender options that align with borrower needs and objectives
• Ability to complete lender servicing calculators
• Packaging and submitting customer applications to lenders, ensuring that all supporting documents are collected and compliant with lender credit requirements
• Fulfillment of lender MIRs and conditional approvals

Key Responsibilities:

• Process mortgage loan applications from data entry to submission and final settlement
• Ensure compliance with all disclosure requirements and meet industry standards
• Complete application processes, including grant applications, discharge forms, and First Home Owner Grant submissions
• Review loan documents and application materials for accuracy and completeness (verify income, assets, and credit consumer reports)
• Coordinate with borrowers, brokers, and lender stakeholders to gather required documentation and resolve any outstanding requirements
• Complete complex income calculations for PAYG and self-employed income
• Use servicing calculators and lender portals to ensure accurate loan calculations
• Handle pricing requests across multiple lenders for both new and existing loans
• Utilize software applications such as Apply On Line, Simplology, and Loan App to streamline loan processing