Credit Risk Data Analyst

Macquarie Group
Macquarie Group

IT, Data Science

Jakarta, Indonesia

Posted on Aug 19, 2026
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The Credit Risk team is the Line 1 Credit Risk function within Macquarie’s Banking and Financial Services division. Supporting the division’s aspiration to become Australia’s #1 digital bank, the team provides independent credit risk oversight across Personal and Business Banking. Through data-driven insights, regular reporting, portfolio monitoring, and policy development, the team helps optimise credit quality and portfolio performance while partnering closely with stakeholders across Product, Treasury, Technology, Operations, Distribution, and Risk to deliver strong customer and business outcomes.
We are growing our Personal & Business Banking Credit Teams and hiring across multiple levels.
We are a global financial services group operating in 30 markets with 57 years of unbroken profitability. At Macquarie, you’re empowered to shape a career that is fulfilling and creates value. You will bring your insights and expertise to the task at hand and feel supported as you make your own kind of impact for a better future.

What role will you play?

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As an Analyst/Associate Manager in our fast-growing Credit Risk team, you will hold an important role across two core mandates: producing analysis of credit originations and credit risk data to generate key insights on portfolio quality, and contributing to ongoing division-wide data governance and strategic data initiatives as we invest to become the most scalable operator in financial services. You will lead analysis and reporting of credit risk and financial data to identify emerging portfolio trends, risks and opportunities across the full credit lifecycle, from originations and settlement through to arrears, financial assistance, discharge, loss and write-offs. You will also design, enhance and maintain portfolio liveboards, self-service analytics data models and periodic reporting packs that provide transparency of portfolio performance, utilisation of key Risk Management Metrics, early warning indicators and other emerging risks.
In addition, you will support senior management and governance forums through standardised reporting, bespoke and targeted analyses, qualitative research, and committee papers that enable proactive credit risk oversight and informed decision-making. You will actively contribute to divison-wide data governance and data platform simplification initiatives to strengthen the quality and governance of Credit Risk data assets and models. Working closely with the Banking and Financial Services Technology, you will support the migration of Credit data and curated Credit Risk data models to strategic data platforms, provide independent validation and testing of migration outcomes, and oversee ongoing quality monitoring of Credit Risk data and models following migration.

What you offer

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  • 2+ years’ experience in a financial services role, with a strong preference for experience in credit risk reporting and analytics.
  • A curious mindset in experimenting and leveraging AI tools to improve efficiency and quality of Credit Risk insights.
  • Ability to work independently and also collaboratively with diverse stakeholders
  • An inquisitive and fast learner, committed to developing expertise in credit policies, regulations, industry standards and internal governance requirements.
  • SQL is a prerequisite and experience using either R or Python is desirable.
  • Experience with data visualisation tools such as ThoughtSpot, Tableau or Power BI.
  • Experience in data migration, data modelling in cloud-based environments will be viewed very favourably.
We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply.

What we offer

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At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on employment type, include:
  • 1 wellbeing leave day per year
  • Up to 5 additional service bonus leave days per year
  • Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers
  • 2 days of paid volunteer leave and donation matching
  • Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave
  • Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations
  • Access to a wide range of salary packaging options
  • Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
  • Hybrid and flexible working arrangements, dependent on role
  • Reimbursement for work from home equipment

About Banking and Financial Services

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Banking and Financial Services is our technology-driven retail bank. You will be part of a team that supports clients to achieve their full potential - whether that’s buying a home, growing a business or investing to manage wealth.

Inclusion at Macquarie

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We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance.


We provide reasonable adjustments to individuals who may need support during the recruitment process and employment. If you require an adjustment, please let us know during the application process.

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