Product Consultant
Nab
Product
Melbourne, VIC, Australia
Posted on Apr 29, 2026
In the role of Product Consultant, you will play a key part in shaping credit strategy and optimising the performance of NAB’s home lending portfolio.
You’ll work across functions to extract, interrogate and interpret complex data, developing insights that inform credit strategy, optimise capital and support execution of key initiatives. With a deep analytical skillset and broad exposure to home lending, you’ll be relied upon to turn data into compelling narratives, clear recommendations and actionable decision making for senior stakeholders.
This is a critical role in the Mortgage Credit team, offering high visibility and the opportunity to influence portfolio outcomes, risk appetite settings, capital optimisation and key strategic decisions.
Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else. Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.
Each day, you’ll go above and beyond to:
We know that our people make us who we are. That’s why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs), we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.
For details on the recruitment process, and accessibility, or alternate methods to apply for this role, please visit https://www.nab.com.au/about-us/careers/apply-for-job . To discuss adjustment requirements, please contact the NAB Careers team via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options.
Join NAB
If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.
You’ll work across functions to extract, interrogate and interpret complex data, developing insights that inform credit strategy, optimise capital and support execution of key initiatives. With a deep analytical skillset and broad exposure to home lending, you’ll be relied upon to turn data into compelling narratives, clear recommendations and actionable decision making for senior stakeholders.
This is a critical role in the Mortgage Credit team, offering high visibility and the opportunity to influence portfolio outcomes, risk appetite settings, capital optimisation and key strategic decisions.
Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else. Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.
Each day, you’ll go above and beyond to:
- Extract, integrate and analyse data across credit strategy, capital optimisation, LMI and home loan performance using advanced analytical tools (e.g. SAS, SQL) to generate actionable insights.
- Develop and communicate clear, data-driven recommendations that optimise portfolio performance, credit strategy, capital optimisation and LMI settings, supporting senior stakeholder decision-making.
- Collaborate with cross-functional teams - including credit, data, risk, product, operations and LMI partners - to ensure insights inform strategy, execution and delivery.
- Drive process improvement and uplift analytical capability by identifying opportunities to enhance data quality, technology platforms and analytical tools.
- Apply curiosity, critical thinking and independent problem-solving to challenge assumptions, support strategic projects and ensure alignment with the bank’s credit risk objectives.
- Strong analytical and problem solving capability, with experience using SAS, SQL or similar statistical and analytical tools.
- Demonstrated ability to extract, integrate and manipulate data, and convert it into insights for senior stakeholders, leveraging strong communication / storytelling skills by distilling complexity into clarity.
- Experience working with home lending portfolios and credit strategy development.
- Ability to work cross functionally, collaborating with multiple teams across credit, data, risk, product and external LMI partners.
- Curiosity, independence of thought and a desire to explore problems, generate ideas and test hypotheses.
- 4+ years’ experience in statistical decision tools or analytics within a credit strategy development environment.
- Tertiary qualifications in a quantitative field such as statistics, economics, actuarial studies, data science or mathematics.
We know that our people make us who we are. That’s why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs), we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.
For details on the recruitment process, and accessibility, or alternate methods to apply for this role, please visit https://www.nab.com.au/about-us/careers/apply-for-job . To discuss adjustment requirements, please contact the NAB Careers team via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options.
Join NAB
If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.